Buying a home is expected to be easier in 2015, thanks to some new mortgage guidelines that are making the rounds. Lower down payment requirements from Fannie Mae and Freddie Mac and mortgage insurance premium cuts on FHA loans should open the door for more first-time buyers but there are some borrowers who may still face obstacles in getting a home loan.
The survey, by the Health, Labor and Welfare Ministry, found that only a slightly higher proportion of women actively did not want to become dedicated home-makers (38%), while the rest had no firm.
What is not done, Myerson said, is scan emails or personal messages to deliver targeting advertising. The group asked for more explanation of Microsoft’s processing of personal data for various.
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I recommend keeping your monthly mortgage payment to 25% or less of your monthly take-home pay. For example, if you bring home $5,000 a month, your monthly mortgage payment should be no more than $1,250. Using our easy mortgage calculator, you’ll find that means you can afford a $211,000 home on a 15-year fixed-rate loan with a 20% down payment.
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