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But arguably the most glaring instance of incentives gone wrong in the mortgage market is the way mortgage brokers are paid. More than half of all home loans written each year in Australia are.
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Derby-based Mortgage Advice Bureau (MAB) is set to buy Scottish counterpart First Mortgage Direct Limited in a deal that could be worth up to £20.6m. First Mortgage has one trading subsidiary,
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Borrowers who are in the market remain skeptical of mortgage brokers, even if they all need help is refinancing an existing loan. Ben Kreisher, 86, of East Goshen, Pa., is struggling to keep up with.
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