PUD vs. Condo, what’s the difference? » Mortgage Masters Group

PUD vs. Condo, what’s the difference? » Mortgage Masters Group

The only difference between a PUD and a Condo is in the ownership of the common areas. What you described here: "The common areas that are within the development are owned jointly by all the residents, so if there were 50 homes then each owner would have 1/50th ownership" is pretty much the text book definition of condo ownership, not PUD.

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Written By: Stacey Sprain In a recent meeting of the minds we determined that our closing and funding departments have been seeing an increasing number of doc correction requirements come through in regards to PUD properties. So we posed the question- What makes a PUD a real PUD? What should we ref

Site Vs. Detached Condos. Now part of the reason that the defining the difference between a detached condo and a site condo is because they are underwritten differently. Detached condos that do not meet all the above noted items to be defined as a site condo are underwritten as a condo through limited review.

Even though she says her builder gave her permission to do a little planting, the current condo board now says she’s in violation. They’re charging the Portsmouth, New Hampshire homeowner $50 a day.

A Planned Unit Development (PUD) is a planned community comprised most often of some variety of housing, recreation, and shopping, in one contained development or subdivision. A good example of a PUD in New Jersey is The Hills in Basking Ridge and Bedminster – it is one of, if not the, largest PUD’s in teh country.

A Planned Unit Development (PUD) is a community of homes that could look like single family residences, townhomes or condos, and can include both residential and commercial units, but on paper, they’re most similar to condos.

However, if the legal documents for the project allow for unit insurance policies for each first mortgage that Fannie Mae purchases or securitizes in a condo or co-op project, Fannie Mae will accept the individual unit insurance policies that meet the requirements in B7-3-06, Evidence of Property Insurance, and Chapter B7-3, Property and.

The main difference with PUDs as opposed to single family homes not in a PUD is the rules that homeowners must abide by. Even though you live in a single family home with your own yard and garage, you will still have to listen to the rules set forth by the association.

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