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The Division of Banks issues enforcement actions against supervised state-chartered and licensed entities. The following tables, organized by year, list enforcement actions issued against state chartered and licensed entities supervised by the Division of Banks.
A mortgage servicer is a company to which some borrowers pay their mortgage loan payments and which performs other services in connection with mortgages and mortgage-backed securities. The mortgage servicer may be the entity that originated the mortgage, or it may have purchased the mortgage servicing rights from the original mortgage lender.
I just had a conversation with the chairman and CEO of a bank about warehouse lending. Like some other bankers I’ve talked to in the last few months, he looks at warehousing as nothing more than mortgage financing. "Warehouse lending is mortgage lending and too much risk in taking mortgages as.
Mortgage servicing rights (MSR) refer to a contractual agreement in which the right to service an existing mortgage is sold by the original lender to another party that specializes in the various.
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