It is not unheard of to not get a pre-approval the first time you try. For that reason, it is very important to make your mortgage pre-approval your FIRST step in the home purchase process. What you do not want to do is get your heart set in a specific home, and then have to go through the mortgage pre-approval process.
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Why exactly do you need to get pre-approval?. I recommend using a broker because they can get you access to the best rates and will do the shopping around for you. Reach out to friends and family and see if they have someone they would recommend.. home buying series – Mortgage Pre.
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